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About

Stablecoin billing, built for developers.

Custody creates regulatory, operational, and reputational cost — for the platform and for the businesses on it. Direct-to-wallet stablecoin settlement gives developers a billing rail that doesn't depend on an issuer's appetite for their business model, and gives their customers a payment that lands in seconds, not days. OpenSettle is that rail, with the typed SDKs, idempotent webhooks, and on-chain audit trail an engineering team will actually ship against.

Principles

Why we built it this way.

Never hold your money.

Custody is a regulatory, operational, and reputational cost. We opted out, by architecture.

Build for engineers.

Typed SDKs, idempotent webhooks, a deterministic test mode. If it takes an afternoon to integrate, we did it right.

Charge fairly.

A single fee on volume, paid in the same transaction. No reserves, no minimums, no rent-seeking.

Be boring where it matters.

Internally audited code, signed everything, SOC 2 considered once a post-launch commercial milestone justifies the engagement. Novelty belongs in the product, not in compliance.

Ship on every chain that matters.

Four EVM networks at launch, with Solana and Tron API-ready and hosted checkout for both shipping next. Easy to add more. We never want a chain migration to be your problem.

Respect your customers' wallets.

Self-custody is a real constraint, not a reason to fall back on cards. One-click email-renewal links work on every wallet today; allowance-based autopay is live on Base, Polygon, and Arbitrum.

Team

Who's behind this.

Andrey A.
Founder, CEO

Solo founder. Built OpenSettle from the ground up — non-custodial by architecture, not as a marketing claim. Anonymous by design: happy to do real diligence conversations under NDA, but the public record is the code, the audit pack, and the merchants we settle for.

How we operate

Trust is built on what you can verify.

Money infrastructure is not a place for marketing claims. Everything we say about OpenSettle should be something a merchant, auditor, or regulator can check for themselves — in the code, in the chain, or in a published report.

  • Non-custodial by architecture. Funds settle wallet-to-wallet on-chain. OpenSettle never holds a balance, so there is nothing for us to lose, freeze, or rehypothecate.
  • Open SDKs, public history. Node, Python, Go, and Rust clients are published to their respective registries with reproducible builds and a public commit history. Pin any version, audit any line.
  • Security work is published. Threat models follow OWASP guidance, findings and fixes are tracked in versioned audit reports, and a coordinated vulnerability disclosure programme is open to outside researchers. SOC 2 engagement is being scoped; the engagement letter will be published when signed.
  • Pricing in the docs, not in a sales call. A cascading rate on volume, accrued at confirmation and billed monthly. No reserves, no minimums, no “contact us” tier.

Press, partnership, or due-diligence questions? Get in touch.