What we shipped, what we’re building, what’s next.

USDC on Base, Ethereum, Polygon, and Arbitrum.

OWASP-aligned threat modeling, 10 P0/P1 fixes shipped within the first week.

Node, Python, Go, and Rust — types kept in lockstep with the shared schemas the API validates against.

Cascading volume rate (1% → 0.85% → 0.65%), accrued at confirmation. No reserves, no minimums.

Magic-link sign-in, manage subscriptions, cancel at period end.

shiftcode.app is live in production on Base + USDC; actively onboarding the next cohort (May–June 2026).

Embedded at opensettle.io/docs today. Standalone docs.opensettle.io is on the post-launch list.

Both chains are crypto-verified and fixture-tested; activating once a merchant on each goes live.

Show HN, Product Hunt, X — targeted for June 2026 once the design-partner cohort is humming.

Approve a spending cap once (ERC-20 allowance); we pull each renewal automatically — revocable any time. EVM first, then SPL + Tron. The card-on-file of crypto.

Split a settlement across N merchant wallets by percentage or rule.

Daily CSV export with a column map your accounting team can drop into a GL.

Smart-contract splitter for merchants who prefer atomic on-chain settlement of platform fees. Audit-blocked until volume justifies the cost.