Legal

Restricted Jurisdictions

Effective 2026-05-12

OpenSettle does not knowingly support merchants or their customers in the jurisdictions listed below. Merchants agree under our Terms of Service not to solicit or knowingly accept payment from customers located in these jurisdictions.

Comprehensively sanctioned jurisdictions. Iran, North Korea (DPRK), Syria, Cuba, and the Crimea, Donetsk, and Luhansk regions of Ukraine. These follow the U.S. OFAC comprehensive sanctions programs and equivalent UK and EU restrictions.

United States — State of New York. New York is currently restricted pending state-specific legal review (the BitLicense and related virtual-currency regulations). This restriction may be lifted on a state-by-state basis once outside counsel issues a written opinion.

Address screening. OpenSettle reserves the right to screen on-chain addresses against OFAC, UK, and EU sanctions lists and to refuse to issue or settle payment intents to or from flagged addresses without notice or liability.

Edge cases. Merchants with operations that straddle restricted jurisdictions (for example, a non-NY business with occasional NY customers, or a multinational entity with restricted-country subsidiaries) should contact legal@opensettle.io before onboarding. We will work through the specifics rather than guess.

This list may be updated as our legal posture evolves. Material changes will be announced on this page; merchants should review periodically.

This document is the current published version of the policy. Outside-counsel review is in progress and revisions will be announced on this page. For operational questions, contact support@opensettle.io.